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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,809 | $58,241-91.7% | $81,780-94.1% | $80,911-94.1% |
| Participation rate | 72.0% | 63.4%+8.6pp | 72.4%-0.4pp | 67.6%+4.4pp |
| Annual return | 6.35% | 41.73%-35.4pp | 776.27%-769.9pp | 35.63%-29.3pp |
| Employer contribution / active EE | $1,367 | $2,343-41.6% | $2,914-53.1% | $2,756-50.4% |
| Participant deferral / active EE | $1,427 | $3,283-56.5% | $4,321-67.0% | $4,297-66.8% |
| Admin fee / account holder | $322 | $4,973-93.5% | $7,384-95.6% | $6,935-95.4% |