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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,309 | $75,058-3.7% | $152,301-52.5% | $64,340+12.4% |
| Participation rate | 72.9% | 60.9%+12.0pp | 82.4%-9.5pp | 55.2%+17.7pp |
| Annual return | 20.11% | 29.93%-9.8pp | 80.50%-60.4pp | 24.14%-4.0pp |
| Employer contribution / active EE | $2,772 | $2,605+6.4% | $4,624-40.1% | $1,862+48.9% |
| Participant deferral / active EE | $5,614 | $5,041+11.4% | $8,004-29.9% | $2,980+88.4% |
| Admin fee / account holder | $3,175 | $4,050-21.6% | $14,398-77.9% | $3,703-14.3% |