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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,083 | $98,776-37.1% | $149,745-58.5% | $79,856-22.3% |
| Participation rate | 74.1% | 75.8%-1.7pp | 82.5%-8.4pp | 69.6%+4.4pp |
| Annual return | 22.27% | 27.38%-5.1pp | 276.72%-254.5pp | 31.71%-9.4pp |
| Employer contribution / active EE | $2,074 | $3,217-35.5% | $4,646-55.4% | $2,471-16.1% |
| Participant deferral / active EE | $3,751 | $5,681-34.0% | $6,843-45.2% | $3,741+0.3% |
| Admin fee / account holder | $4,131 | $6,053-31.8% | $9,312-55.6% | $5,306-22.2% |