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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,676 | $102,429-30.0% | $147,096-51.3% | $80,925-11.4% |
| Participation rate | 82.0% | 75.9%+6.2pp | 82.2%-0.2pp | 67.7%+14.4pp |
| Annual return | 21.00% | 135.02%-114.0pp | 419.75%-398.7pp | 35.65%-14.6pp |
| Employer contribution / active EE | $2,963 | $3,716-20.3% | $4,936-40.0% | $2,756+7.5% |
| Participant deferral / active EE | $6,257 | $6,649-5.9% | $8,071-22.5% | $4,299+45.6% |
| Admin fee / account holder | $2,286 | $7,957-71.3% | $13,005-82.4% | $6,940-67.1% |