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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,309 | $88,360-18.2% | $145,433-50.3% | $67,986+6.4% |
| Participation rate | 72.9% | 65.5%+7.4pp | 82.1%-9.2pp | 57.2%+15.7pp |
| Annual return | 20.11% | 63.15%-43.0pp | 66.58%-46.5pp | 31.67%-11.6pp |
| Employer contribution / active EE | $2,772 | $3,054-9.2% | $4,554-39.1% | $2,019+37.3% |
| Participant deferral / active EE | $5,614 | $5,932-5.4% | $7,897-28.9% | $3,358+67.2% |
| Admin fee / account holder | $3,175 | $3,313-4.2% | $13,129-75.8% | $3,203-0.9% |