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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,445 | $76,634-82.5% | $56,054-76.0% | $145,978-90.8% |
| Participation rate | 30.8% | 63.2%-32.5pp | 52.5%-21.7pp | 80.3%-49.5pp |
| Annual return | 11.55% | 3004.33%-2992.8pp | 1705.95%-1694.4pp | 550.52%-539.0pp |
| Employer contribution / active EE | $379 | $1,380-72.5% | $1,039-63.5% | $4,662-91.9% |
| Participant deferral / active EE | $1,312 | $2,622-50.0% | $1,952-32.8% | $6,690-80.4% |
| Admin fee / account holder | $74,609 | $3,321+2146.4% | $2,822+2543.4% | $13,400+456.8% |