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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,947 | $81,749-24.2% | $58,544+5.8% | $139,456-55.6% |
| Participation rate | 37.5% | 61.3%-23.8pp | 50.9%-13.4pp | 80.3%-42.8pp |
| Annual return | 24.28% | 7425.45%-7401.2pp | 4249.56%-4225.3pp | 373.45%-349.2pp |
| Employer contribution / active EE | $393 | $1,398-71.9% | $1,053-62.7% | $4,753-91.7% |
| Participant deferral / active EE | $2,698 | $2,555+5.6% | $1,923+40.3% | $6,711-59.8% |
| Admin fee / account holder | $275 | $3,272-91.6% | $2,520-89.1% | $11,407-97.6% |