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| Provider | Service type | Compensation |
|---|---|---|
AB FUNDS2 years Filed as: ALLIANCEBERNSTEIN LP Service code 27 501 COMMERCE ST · NASHVILLE, TN 37302 | Advisory (Plan) | $107,024 |
Filed as: EMPOWER LIFE & ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $25,689 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,419 | $130,294+144.4% | $170,057+87.2% | $71,529+345.2% |
| Participation rate | 97.2% | 86.2%+11.0pp | 87.0%+10.2pp | 67.9%+29.2pp |
| Annual return | 19.72% | 20.36%-0.6pp | 53.42%-33.7pp | 28.97%-9.2pp |
| Employer contribution / active EE | $16,105 | $4,385+267.3% | $6,790+137.2% | $2,590+521.9% |
| Participant deferral / active EE | $19,554 | $6,928+182.3% | $10,411+87.8% | $4,291+355.7% |
| Admin fee / account holder | $505 | $966-47.8% | $12,826-96.1% | $1,588-68.2% |