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| Provider | Service type | Compensation |
|---|---|---|
AB FUNDS3 years Filed as: ALLIANCEBERNSTEIN LP Service code 27 501 COMMERCE ST · NASHVILLE, TN 37302 | Advisory (Plan) | $130,468 |
Filed as: EMPOWER LIFE & ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $32,960 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,330 | $122,063+182.9% | $184,256+87.4% | $74,478+363.7% |
| Participation rate | 97.8% | 85.5%+12.3pp | 86.8%+11.0pp | 67.2%+30.6pp |
| Annual return | 17.42% | 19.92%-2.5pp | 28.85%-11.4pp | 1370.56%-1353.1pp |
| Employer contribution / active EE | $15,947 | $4,539+251.3% | $6,427+148.1% | $2,626+507.2% |
| Participant deferral / active EE | $20,917 | $7,144+192.8% | $9,133+129.0% | $4,350+380.8% |
| Admin fee / account holder | $596 | $1,253-52.4% | $13,899-95.7% | $1,946-69.3% |