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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,112 | $227,399+68.0% | $189,758+101.4% | $198,609+92.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.39% | 61.03%-44.6pp | 52.62%-36.2pp | 202.70%-186.3pp |
| Employer contribution / active EE | $8,856 | $5,526+60.3% | $4,767+85.8% | $5,055+75.2% |
| Participant deferral / active EE | $6,790 | $6,837-0.7% | $5,856+16.0% | $6,977-2.7% |
| Admin fee / account holder | $2,177 | $25,162-91.3% | $20,388-89.3% | $19,030-88.6% |