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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,455 | $105,284-3.6% | $150,734-32.7% | $94,015+7.9% |
| Participation rate | 59.1% | 71.7%-12.6pp | 78.4%-19.4pp | 70.8%-11.7pp |
| Annual return | 19.18% | 15.67%+3.5pp | 600.81%-581.6pp | 17.84%+1.3pp |
| Employer contribution / active EE | $2,269 | $3,599-37.0% | $4,918-53.9% | $2,790-18.7% |
| Participant deferral / active EE | $4,800 | $4,274+12.3% | $5,610-14.4% | $4,249+13.0% |
| Admin fee / account holder | $0 | $9,839-100.0% | $14,905-100.0% | $8,951-100.0% |