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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,455 | $88,672+14.4% | $105,223-3.6% | $82,448+23.1% |
| Participation rate | 59.1% | 67.9%-8.8pp | 75.0%-16.0pp | 68.1%-9.0pp |
| Annual return | 19.18% | 30.86%-11.7pp | 180.65%-161.5pp | 41.64%-22.5pp |
| Employer contribution / active EE | $2,269 | $3,048-25.6% | $3,689-38.5% | $2,551-11.1% |
| Participant deferral / active EE | $4,800 | $4,036+18.9% | $5,072-5.4% | $4,139+16.0% |
| Admin fee / account holder | $0 | $7,146-100.0% | $8,859-100.0% | $7,234-100.0% |