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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,455 | $93,345+8.7% | $119,126-14.8% | $87,485+16.0% |
| Participation rate | 59.1% | 68.7%-9.6pp | 75.8%-16.7pp | 68.9%-9.8pp |
| Annual return | 19.18% | 19.08%+0.1pp | 282.11%-262.9pp | 26.06%-6.9pp |
| Employer contribution / active EE | $2,269 | $3,172-28.5% | $4,034-43.8% | $2,596-12.6% |
| Participant deferral / active EE | $4,800 | $4,099+17.1% | $5,318-9.7% | $4,274+12.3% |
| Admin fee / account holder | $0 | $8,039-100.0% | $10,693-100.0% | $7,775-100.0% |