| Provider | Service type | Compensation |
|---|---|---|
Filed as: SOUDERS FINANCIAL ADVISORS, LLC Service code 99 · EIN 82-4516448 | Other Fees | $152,779 |
Filed as: HIGHLAND CONSULTING Service code 99 · EIN 34-1753575 | Other Fees | $41,777 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,184 | $122,585-41.1% | $184,256-60.8% | $200,096-63.9% |
| Participation rate | 84.1% | 86.9%-2.8pp | 86.8%-2.7pp | 72.0%+12.1pp |
| Annual return | 40708.55% | 144.12%+40564.4pp | 28.85%+40679.7pp | 34.26%+40674.3pp |
| Employer contribution / active EE | $47 | $4,571-99.0% | $6,427-99.3% | $3,038-98.5% |
| Participant deferral / active EE | $4,293 | $7,972-46.2% | $9,133-53.0% | $5,090-15.7% |
| Admin fee / account holder | $4,128 | $120+3334.9% | $13,899-70.3% | $269+1432.9% |