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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,557 | $183,516-87.7% | $155,534-85.5% | $145,884-84.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.79% | 61.43%-56.6pp | 64.92%-60.1pp | 551.85%-547.1pp |
| Employer contribution / active EE | $6,860 | $5,315+29.1% | $4,675+46.8% | $4,662+47.1% |
| Participant deferral / active EE | $1,057 | $6,467-83.7% | $5,630-81.2% | $6,690-84.2% |
| Admin fee / account holder | $862 | $19,293-95.5% | $15,900-94.6% | $13,392-93.6% |