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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,453 | $94,031-57.0% | $115,768-65.1% | $82,448-50.9% |
| Participation rate | 90.9% | 70.4%+20.5pp | 74.4%+16.5pp | 68.1%+22.8pp |
| Annual return | 15.49% | 20.61%-5.1pp | 100.46%-85.0pp | 41.64%-26.2pp |
| Employer contribution / active EE | $1,619 | $2,323-30.3% | $2,940-44.9% | $2,551-36.5% |
| Participant deferral / active EE | $3,290 | $3,972-17.2% | $4,917-33.1% | $4,139-20.5% |
| Admin fee / account holder | $3,829 | $10,249-62.6% | $12,439-69.2% | $7,234-47.1% |