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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,860 | $172,111-24.0% | $150,298-12.9% | $137,256-4.7% |
| Participation rate | 76.2% | 81.7%-5.5pp | 77.8%-1.6pp | 80.0%-3.8pp |
| Annual return | 0.38% | 69.37%-69.0pp | 62.79%-62.4pp | 220.34%-220.0pp |
| Employer contribution / active EE | $3,525 | $4,636-24.0% | $4,154-15.1% | $4,156-15.2% |
| Participant deferral / active EE | $9,491 | $6,166+53.9% | $5,453+74.1% | $6,407+48.1% |
| Admin fee / account holder | $2,494 | $16,471-84.9% | $14,116-82.3% | $12,270-79.7% |