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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,046 | $160,028+132.5% | $147,080+153.0% | $145,884+155.0% |
| Participation rate | 89.5% | 84.0%+5.5pp | 82.2%+7.3pp | 80.3%+9.2pp |
| Annual return | 14.23% | 98.60%-84.4pp | 420.17%-405.9pp | 551.85%-537.6pp |
| Employer contribution / active EE | $9,163 | $5,286+73.4% | $4,933+85.7% | $4,662+96.5% |
| Participant deferral / active EE | $12,893 | $8,422+53.1% | $8,066+59.8% | $6,690+92.7% |
| Admin fee / account holder | $49,526 | $15,030+229.5% | $12,989+281.3% | $13,392+269.8% |