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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,283 | $148,629+125.6% | $135,982+146.6% | $139,487+140.4% |
| Participation rate | 89.5% | 83.9%+5.6pp | 81.9%+7.6pp | 80.3%+9.1pp |
| Annual return | 19.26% | 79.33%-60.1pp | 68.32%-49.1pp | 373.84%-354.6pp |
| Employer contribution / active EE | $7,952 | $5,247+51.6% | $4,859+63.7% | $4,755+67.3% |
| Participant deferral / active EE | $14,034 | $8,102+73.2% | $7,760+80.9% | $6,713+109.1% |
| Admin fee / account holder | $8,463 | $12,406-31.8% | $10,767-21.4% | $11,407-25.8% |