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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,316 | $138,114+116.7% | $125,391+138.7% | $134,545+122.5% |
| Participation rate | 94.1% | 84.5%+9.6pp | 82.4%+11.7pp | 81.2%+12.9pp |
| Annual return | -15.13% | 750.88%-766.0pp | 572.41%-587.5pp | 418.37%-433.5pp |
| Employer contribution / active EE | $26 | $5,246-99.5% | $4,816-99.5% | $4,742-99.5% |
| Participant deferral / active EE | $11,002 | $7,801+41.0% | $7,448+47.7% | $6,401+71.9% |
| Admin fee / account holder | $81,910 | $11,570+607.9% | $10,009+718.4% | $11,431+616.6% |