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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,029 | $159,978-19.3% | $147,041-12.2% | $145,978-11.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 10.63% | 98.36%-87.7pp | 419.21%-408.6pp | 550.52%-539.9pp |
| Employer contribution / active EE | $1,844 | $5,288-65.1% | $4,935-62.6% | $4,662-60.5% |
| Participant deferral / active EE | $11,606 | $8,429+37.7% | $8,071+43.8% | $6,690+73.5% |
| Admin fee / account holder | $1,861 | $15,053-87.6% | $13,006-85.7% | $13,400-86.1% |