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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,029 | $160,028-19.4% | $147,080-12.3% | $145,884-11.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 10.63% | 98.60%-88.0pp | 420.17%-409.5pp | 551.85%-541.2pp |
| Employer contribution / active EE | $1,844 | $5,286-65.1% | $4,933-62.6% | $4,662-60.5% |
| Participant deferral / active EE | $11,606 | $8,422+37.8% | $8,066+43.9% | $6,690+73.5% |
| Admin fee / account holder | $1,861 | $15,030-87.6% | $12,989-85.7% | $13,392-86.1% |