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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,417 | $209,336-53.9% | $197,124-51.1% | $137,256-29.8% |
| Participation rate | 52.9% | 87.3%-34.4pp | 86.7%-33.8pp | 80.0%-27.0pp |
| Annual return | 24.21% | 48.09%-23.9pp | 44.34%-20.1pp | 220.34%-196.1pp |
| Employer contribution / active EE | $3,724 | $6,591-43.5% | $6,227-40.2% | $4,156-10.4% |
| Participant deferral / active EE | $9,574 | $9,614-0.4% | $9,135+4.8% | $6,407+49.4% |
| Admin fee / account holder | $596,376 | $17,308+3345.7% | $16,298+3559.2% | $12,270+4760.4% |