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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,417 | $223,823-56.9% | $211,142-54.3% | $154,746-37.7% |
| Participation rate | 52.9% | 87.9%-34.9pp | 87.3%-34.3pp | 80.7%-27.8pp |
| Annual return | 24.21% | 50.39%-26.2pp | 46.84%-22.6pp | 172.34%-148.1pp |
| Employer contribution / active EE | $3,724 | $6,787-45.1% | $6,442-42.2% | $4,379-15.0% |
| Participant deferral / active EE | $9,574 | $9,750-1.8% | $9,284+3.1% | $6,730+42.3% |
| Admin fee / account holder | $596,376 | $19,707+2926.2% | $19,076+3026.3% | $14,365+4051.5% |