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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,554 | $125,797-63.0% | $170,057-72.6% | $75,177-38.1% |
| Participation rate | 88.1% | 83.6%+4.5pp | 87.0%+1.1pp | 67.2%+20.9pp |
| Annual return | 25.02% | 27.20%-2.2pp | 53.42%-28.4pp | 160.75%-135.7pp |
| Employer contribution / active EE | $1,367 | $4,616-70.4% | $6,790-79.9% | $2,671-48.8% |
| Participant deferral / active EE | $3,875 | $6,838-43.3% | $10,411-62.8% | $4,126-6.1% |
| Admin fee / account holder | $1,167 | $8,177-85.7% | $12,826-90.9% | $5,651-79.3% |