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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,918 | $168,635-36.6% | $147,617-27.6% | $125,389-14.7% |
| Participation rate | 0.0% | 88.8%-88.8pp | 84.6%-84.6pp | 83.2%-83.2pp |
| Annual return | -1.57% | 77.65%-79.2pp | 61.98%-63.6pp | 282.24%-283.8pp |
| Employer contribution / active EE | $18,097 | $6,252+189.4% | $5,564+225.2% | $4,866+271.9% |
| Participant deferral / active EE | $8,542 | $5,507+55.1% | $4,895+74.5% | $5,352+59.6% |
| Admin fee / account holder | $2,769 | $13,580-79.6% | $11,612-76.1% | $9,541-71.0% |