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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,218 | $181,896-30.1% | $156,551-18.7% | $273,972-53.6% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 4.88% | 30.74%-25.9pp | 32.23%-27.4pp | 41.46%-36.6pp |
| Employer contribution / active EE | $12,589 | $6,248+101.5% | $5,501+128.8% | $4,869+158.6% |
| Participant deferral / active EE | $6,500 | $5,550+17.1% | $4,871+33.4% | $5,287+22.9% |
| Admin fee / account holder | $1,080 | $15,560-93.1% | $13,028-91.7% | $10,133-89.3% |