Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,525 | $29,507-47.4% | $56,025-72.3% | $77,762-80.0% |
| Participation rate | 33.2% | 32.7%+0.5pp | 52.5%-19.3pp | 70.6%-37.4pp |
| Annual return | 10.60% | 18.90%-8.3pp | 1712.69%-1702.1pp | 31.27%-20.7pp |
| Employer contribution / active EE | $292 | $570-48.7% | $1,042-72.0% | $2,728-89.3% |
| Participant deferral / active EE | $1,252 | $1,062+17.9% | $1,955-36.0% | $4,651-73.1% |
| Admin fee / account holder | $1,370 | $1,041+31.6% | $2,828-51.6% | $433+216.5% |