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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,411 | $93,098+29.3% | $77,081+56.2% | $134,509-10.5% |
| Participation rate | 73.3% | 74.5%-1.2pp | 67.9%+5.4pp | 81.2%-7.9pp |
| Annual return | -29.15% | 62.63%-91.8pp | 42.33%-71.5pp | 418.13%-447.3pp |
| Employer contribution / active EE | $9,288 | $3,419+171.7% | $2,813+230.1% | $4,741+95.9% |
| Participant deferral / active EE | $4,024 | $5,239-23.2% | $4,428-9.1% | $6,400-37.1% |
| Admin fee / account holder | $6,976 | $6,945+0.4% | $5,427+28.5% | $11,427-39.0% |