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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,374 | $104,937-15.8% | $84,628+4.4% | $152,897-42.2% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 32.13% | 373.88%-341.7pp | 258.80%-226.7pp | 345.43%-313.3pp |
| Employer contribution / active EE | $2,283 | $3,303-30.9% | $2,653-13.9% | $4,764-52.1% |
| Participant deferral / active EE | $2,812 | $4,690-40.0% | $3,900-27.9% | $5,851-51.9% |
| Admin fee / account holder | $3,994 | $6,243-36.0% | $4,914-18.7% | $11,599-65.6% |