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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $588,341 | $157,304+274.0% | $141,197+316.7% | $152,909+284.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 2.33% | 64.34%-62.0pp | 71.41%-69.1pp | 345.46%-343.1pp |
| Employer contribution / active EE | $10,765 | $5,263+104.6% | $4,736+127.3% | $4,764+126.0% |
| Participant deferral / active EE | $4,750 | $7,111-33.2% | $6,710-29.2% | $5,851-18.8% |
| Admin fee / account holder | $23,965 | $12,126+97.6% | $10,265+133.5% | $11,601+106.6% |