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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $775,886 | $138,076+461.9% | $123,553+528.0% | $135,380+473.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 91.13% | 153.70%-62.6pp | 119.21%-28.1pp | 519.81%-428.7pp |
| Employer contribution / active EE | $16,167 | $5,152+213.8% | $4,628+249.3% | $4,779+238.3% |
| Participant deferral / active EE | $22,500 | $6,800+230.9% | $6,426+250.1% | $5,609+301.1% |
| Admin fee / account holder | $18,280 | $10,917+67.4% | $9,284+96.9% | $10,828+68.8% |