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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERITAS Service code 12 · EIN 47-0098400 | Recordkeeping fees; Other fees; Accou... | $171,938 |
BKS RETIREMENT SERVICES3 years Service code 17 · EIN 84-1921272 | Pension Consulting | $43,153 |
DECISIONHR, INC.2 years Service code 12 · EIN 59-3405686 | Other services; Other fees; Direct pa... | $11,421 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $6,970 |
ASSURANCE DIMENSIONS5 years Service code 10 · EIN 26-3429295 | Accounting | $5,500 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,357 | $35,293-19.7% | $77,100-63.2% | $89,433-68.3% |
| Participation rate | 12.5% | 31.3%-18.8pp | 67.9%-55.4pp | 71.3%-58.7pp |
| Annual return | 91.06% | -5.92%+97.0pp | 42.35%+48.7pp | -11.88%+102.9pp |
| Employer contribution / active EE | $130 | $695-81.2% | $2,815-95.4% | $3,021-95.7% |
| Participant deferral / active EE | $395 | $1,764-77.6% | $4,430-91.1% | $5,125-92.3% |
| Admin fee / account holder | $107 | $105+2.0% | $5,443-98.0% | $79+35.0% |