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| Provider | Service type | Compensation |
|---|---|---|
BLUESTAR RETIREMENT SERVICES6+ years Service code 12 · EIN 59-3092339 | Other services; Recordkeeping and inf... | $102,357 |
BKS RETIREMENT SERVICES1 year Service code 27 · EIN 84-1921272 | Advisory (Plan) | $24,626 |
ASSURANCE DIMENSIONS3 years Service code 10 · EIN 26-3429295 | Accounting | $6,000 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $18 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,955 | $46,219-30.9% | $89,435-64.3% | $90,274-64.6% |
| Participation rate | 14.5% | 44.9%-30.3pp | 68.0%-53.4pp | 73.4%-58.8pp |
| Annual return | 25.96% | 25.71%+0.2pp | 245.55%-219.6pp | 53.97%-28.0pp |
| Employer contribution / active EE | $203 | $953-78.7% | $2,587-92.2% | $2,523-92.0% |
| Participant deferral / active EE | $532 | $2,136-75.1% | $3,890-86.3% | $4,231-87.4% |
| Admin fee / account holder | $197 | $147+34.2% | $4,884-96.0% | $114+72.8% |