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| Provider | Service type | Compensation |
|---|---|---|
BLUESTAR RETIREMENT SERVICES5+ years Service code 13 · EIN 59-3092339 | Contract Administrator | $99,911 |
Filed as: FIDUCIARY PARTNERS INVESTMENT CONSU Service code 26 · EIN 26-1370206 | Advisory (Participants) | $8,945 |
Service code 16 · EIN 51-0595589 | Consulting | $8,945 |
ASSURANCE DIMENSIONS2 years Service code 10 · EIN 26-3429295 | Accounting | $5,000 |
TD AMERITRADE, INC.5+ years Filed as: TD AMERITRADE TRUST COMPANY Service code 19 · EIN 20-0937408 | Securities Custodian | $4,047 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,880 | $41,617-13.8% | $84,637-57.6% | $77,775-53.9% |
| Participation rate | 14.3% | 45.0%-30.8pp | 68.2%-54.0pp | 73.2%-58.9pp |
| Annual return | 13.94% | 24.97%-11.0pp | 258.82%-244.9pp | 32.58%-18.6pp |
| Employer contribution / active EE | $226 | $1,061-78.7% | $2,653-91.5% | $2,504-91.0% |
| Participant deferral / active EE | $545 | $2,129-74.4% | $3,900-86.0% | $3,966-86.3% |
| Admin fee / account holder | $288 | $121+138.2% | $4,914-94.1% | $100+188.0% |