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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,084 | $148,629+48.1% | $135,982+61.8% | $139,487+57.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 30.39% | 79.33%-48.9pp | 68.32%-37.9pp | 373.84%-343.5pp |
| Employer contribution / active EE | $16,143 | $5,247+207.7% | $4,859+232.2% | $4,755+239.5% |
| Participant deferral / active EE | $15,705 | $8,102+93.8% | $7,760+102.4% | $6,713+134.0% |
| Admin fee / account holder | $485 | $12,406-96.1% | $10,767-95.5% | $11,407-95.8% |