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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,882 | $157,304+19.4% | $141,197+33.1% | $152,909+22.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.48% | 64.34%-44.9pp | 71.41%-51.9pp | 345.46%-326.0pp |
| Employer contribution / active EE | $15,320 | $5,263+191.1% | $4,736+223.5% | $4,764+221.6% |
| Participant deferral / active EE | $8,314 | $7,111+16.9% | $6,710+23.9% | $5,851+42.1% |
| Admin fee / account holder | $8,809 | $12,126-27.4% | $10,265-14.2% | $11,601-24.1% |