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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,618 | $150,447-42.4% | $136,298-36.5% | $147,586-41.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.53% | 1049.15%-1036.6pp | 5156.27%-5143.7pp | 578.59%-566.1pp |
| Employer contribution / active EE | $20,107 | $5,256+282.5% | $4,696+328.2% | $4,876+312.3% |
| Participant deferral / active EE | $17,426 | $6,631+162.8% | $6,247+178.9% | $5,439+220.4% |
| Admin fee / account holder | $397 | $10,906-96.4% | $9,244-95.7% | $10,886-96.4% |