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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,027 | $95,406+35.2% | $185,849-30.6% | $85,847+50.3% |
| Participation rate | 97.2% | 68.8%+28.5pp | 81.7%+15.5pp | 69.3%+27.9pp |
| Annual return | 12.56% | 23.59%-11.0pp | 122.10%-109.5pp | 318.61%-306.0pp |
| Employer contribution / active EE | $4,096 | $3,314+23.6% | $5,169-20.7% | $2,565+59.7% |
| Participant deferral / active EE | $3,547 | $3,424+3.6% | $5,569-36.3% | $3,952-10.3% |
| Admin fee / account holder | $4,711 | $7,214-34.7% | $16,244-71.0% | $6,261-24.8% |