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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,345 | $73,848+41.3% | $143,799-27.4% | $68,486+52.4% |
| Participation rate | 93.9% | 66.7%+27.2pp | 80.3%+13.6pp | 67.9%+26.0pp |
| Annual return | -20.33% | 0.91%-21.2pp | -0.04%-20.3pp | -7.85%-12.5pp |
| Employer contribution / active EE | $5,779 | $3,184+81.5% | $4,952+16.7% | $2,597+122.6% |
| Participant deferral / active EE | $4,580 | $3,385+35.3% | $5,638-18.8% | $4,028+13.7% |
| Admin fee / account holder | $1,309 | $5,755-77.3% | $14,677-91.1% | $5,404-75.8% |