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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,504 | $157,304-2.4% | $141,197+8.7% | $152,909+0.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.63% | 64.34%-44.7pp | 71.41%-51.8pp | 345.46%-325.8pp |
| Employer contribution / active EE | $7,451 | $5,263+41.6% | $4,736+57.3% | $4,764+56.4% |
| Participant deferral / active EE | $10,000 | $7,111+40.6% | $6,710+49.0% | $5,851+70.9% |
| Admin fee / account holder | $1,956 | $12,126-83.9% | $10,265-80.9% | $11,601-83.1% |