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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,504 | $157,270-2.4% | $141,173+8.7% | $152,870+0.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 19.63% | 64.33%-44.7pp | 71.40%-51.8pp | 345.34%-325.7pp |
| Employer contribution / active EE | $7,451 | $5,261+41.6% | $4,735+57.3% | $4,763+56.4% |
| Participant deferral / active EE | $10,000 | $7,110+40.6% | $6,710+49.0% | $5,850+70.9% |
| Admin fee / account holder | $1,956 | $12,121-83.9% | $10,262-80.9% | $11,597-83.1% |