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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,065 | $148,558+57.6% | $135,925+72.2% | $139,427+67.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.32% | 79.22%-63.9pp | 68.25%-52.9pp | 373.27%-357.9pp |
| Employer contribution / active EE | $4,293 | $5,244-18.1% | $4,857-11.6% | $4,752-9.7% |
| Participant deferral / active EE | $7,525 | $8,101-7.1% | $7,759-3.0% | $6,711+12.1% |
| Admin fee / account holder | $3,242 | $12,401-73.9% | $10,764-69.9% | $11,404-71.6% |