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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,847 | $100,805-29.7% | $86,698-18.3% | $134,532-47.3% |
| Participation rate | 73.3% | 79.0%-5.6pp | 76.6%-3.3pp | 81.2%-7.9pp |
| Annual return | -25.24% | 29.09%-54.3pp | 35.95%-61.2pp | 418.27%-443.5pp |
| Employer contribution / active EE | $2,323 | $3,490-33.4% | $2,837-18.1% | $4,741-51.0% |
| Participant deferral / active EE | $5,049 | $5,339-5.4% | $4,656+8.4% | $6,401-21.1% |
| Admin fee / account holder | $9,737 | $10,925-10.9% | $7,493+30.0% | $11,429-14.8% |