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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,793 | $112,121-18.1% | $95,960-4.3% | $158,966-42.3% |
| Participation rate | 80.0% | 79.0%+1.0pp | 77.1%+2.9pp | 82.0%-2.0pp |
| Annual return | 32.19% | 171.16%-139.0pp | 91.63%-59.4pp | 302.95%-270.8pp |
| Employer contribution / active EE | $3,177 | $3,199-0.7% | $2,541+25.0% | $4,762-33.3% |
| Participant deferral / active EE | $5,301 | $4,784+10.8% | $4,167+27.2% | $5,983-11.4% |
| Admin fee / account holder | $434 | $10,135-95.7% | $6,797-93.6% | $11,250-96.1% |