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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,132 | $81,331+451.0% | $155,534+188.1% | $80,935+453.7% |
| Participation rate | 83.8% | 66.3%+17.5pp | 78.2%+5.6pp | 67.7%+16.1pp |
| Annual return | 16.09% | 33.37%-17.3pp | 64.92%-48.8pp | 35.66%-19.6pp |
| Employer contribution / active EE | $4,045 | $3,105+30.3% | $4,675-13.5% | $2,757+46.7% |
| Participant deferral / active EE | $3,949 | $3,454+14.3% | $5,630-29.9% | $4,299-8.2% |
| Admin fee / account holder | $7,770 | $7,999-2.9% | $15,900-51.1% | $6,924+12.2% |