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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,336 | $73,863+261.9% | $143,797+85.9% | $68,490+290.3% |
| Participation rate | 97.4% | 66.7%+30.8pp | 80.3%+17.1pp | 67.9%+29.5pp |
| Annual return | -18.00% | 0.91%-18.9pp | -0.04%-18.0pp | -7.85%-10.1pp |
| Employer contribution / active EE | $4,169 | $3,185+30.9% | $4,952-15.8% | $2,597+60.6% |
| Participant deferral / active EE | $4,409 | $3,385+30.3% | $5,638-21.8% | $4,028+9.5% |
| Admin fee / account holder | $3,905 | $5,756-32.2% | $14,679-73.4% | $5,403-27.7% |