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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,497 | $91,198+221.8% | $178,503+64.4% | $79,856+267.5% |
| Participation rate | 90.5% | 69.2%+21.3pp | 81.9%+8.5pp | 69.6%+20.8pp |
| Annual return | 17.46% | 24.20%-6.7pp | 151.12%-133.7pp | 31.71%-14.3pp |
| Employer contribution / active EE | $5,099 | $3,257+56.6% | $5,011+1.8% | $2,471+106.3% |
| Participant deferral / active EE | $4,163 | $3,237+28.6% | $5,202-20.0% | $3,741+11.3% |
| Admin fee / account holder | $2,703 | $6,748-59.9% | $13,987-80.7% | $5,306-49.1% |