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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,966 | $100,073+61.8% | $85,126+90.3% | $145,877+11.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.91% | 84.11%-74.2pp | 66.63%-56.7pp | 551.28%-541.4pp |
| Employer contribution / active EE | $11,603 | $3,236+258.5% | $2,731+324.8% | $4,663+148.8% |
| Participant deferral / active EE | $7,444 | $5,294+40.6% | $4,523+64.6% | $6,691+11.3% |
| Admin fee / account holder | $2,191 | $7,261-69.8% | $6,160-64.4% | $13,402-83.6% |