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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,559 | $106,247+25.7% | $96,515+38.4% | $139,466-4.2% |
| Participation rate | 92.9% | 77.8%+15.0pp | 74.3%+18.5pp | 80.3%+12.5pp |
| Annual return | 13.24% | 38.47%-25.2pp | 35.73%-22.5pp | 373.66%-360.4pp |
| Employer contribution / active EE | $12,714 | $4,106+209.6% | $3,740+240.0% | $4,754+167.4% |
| Participant deferral / active EE | $8,281 | $5,456+51.8% | $4,880+69.7% | $6,712+23.4% |
| Admin fee / account holder | $1,476 | $7,885-81.3% | $6,735-78.1% | $11,409-87.1% |