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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,658 | $97,732-19.5% | $83,831-6.2% | $135,380-41.9% |
| Participation rate | 91.7% | 80.0%+11.7pp | 76.1%+15.5pp | 82.6%+9.0pp |
| Annual return | -6.75% | 1287.56%-1294.3pp | 850.99%-857.7pp | 519.81%-526.6pp |
| Employer contribution / active EE | $9,947 | $4,222+135.6% | $3,631+173.9% | $4,779+108.1% |
| Participant deferral / active EE | $7,125 | $4,683+52.2% | $4,082+74.6% | $5,609+27.0% |
| Admin fee / account holder | $1,511 | $6,675-77.4% | $5,479-72.4% | $10,828-86.0% |