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| Provider | Service type | Compensation |
|---|---|---|
T ROWE PRICE RPS INC10+ years Service code 15 1307 POINT STREET · BALTIMORE, MD 21231 | Recordkeeping | $163,504 |
MERCER5 years Service code 16 PO BOX 13793 · DALLAS, TX 75373 | Consulting | $75,000 |
MORNINGSTAR10+ years Service code 26 22 WEST WASHINGTON STREET · CHICAGO, IL 60602 | Advisory (Participants) | $22,470 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,421 | $122,128+52.6% | $147,117+26.7% | $200,096-6.8% |
| Participation rate | 88.5% | 78.2%+10.3pp | 82.2%+6.3pp | 72.0%+16.5pp |
| Annual return | 13.46% | 30.58%-17.1pp | 420.54%-407.1pp | 34.26%-20.8pp |
| Employer contribution / active EE | $3,317 | $4,093-19.0% | $4,932-32.8% | $3,038+9.2% |
| Participant deferral / active EE | $11,479 | $8,484+35.3% | $8,065+42.3% | $5,090+125.5% |
| Admin fee / account holder | $101 | $180-43.8% | $12,993-99.2% | $269-62.6% |