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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,519 | $99,345-34.0% | $84,753-22.7% | $273,972-76.1% |
| Participation rate | 72.7% | 80.7%-8.0pp | 76.6%-3.9pp | 83.0%-10.3pp |
| Annual return | 15.85% | 22.93%-7.1pp | 22.78%-6.9pp | 41.46%-25.6pp |
| Employer contribution / active EE | $1,193 | $4,214-71.7% | $3,574-66.6% | $4,869-75.5% |
| Participant deferral / active EE | $3,255 | $4,270-23.8% | $3,712-12.3% | $5,287-38.4% |
| Admin fee / account holder | $1,598 | $6,645-75.9% | $5,333-70.0% | $10,133-84.2% |