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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,333 | $106,008-20.4% | $92,240-8.6% | $147,586-42.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 22.11% | 50.05%-27.9pp | 176.29%-154.2pp | 578.59%-556.5pp |
| Employer contribution / active EE | $1,907 | $4,333-56.0% | $3,680-48.2% | $4,876-60.9% |
| Participant deferral / active EE | $5,477 | $4,478+22.3% | $3,897+40.5% | $5,439+0.7% |
| Admin fee / account holder | $1,641 | $6,333-74.1% | $5,194-68.4% | $10,886-84.9% |