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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,587 | $101,778-27.7% | $164,975-55.4% | $80,925-9.1% |
| Participation rate | 88.1% | 71.8%+16.3pp | 78.6%+9.5pp | 67.7%+20.4pp |
| Annual return | 8.86% | 16.73%-7.9pp | 70.12%-61.3pp | 35.65%-26.8pp |
| Employer contribution / active EE | $6,221 | $2,954+110.6% | $4,343+43.3% | $2,756+125.7% |
| Participant deferral / active EE | $1,739 | $4,477-61.2% | $6,033-71.2% | $4,299-59.5% |
| Admin fee / account holder | $5,381 | $8,221-34.5% | $12,688-57.6% | $6,940-22.5% |